Optimum the flexible yet secure prepaid card from 360money
worried about online security, refused credit, looking for a safe way to spend
abroad or wanting to get out of debt
Why use a prepid card? Worried about online security? “THIEVES SET UP DATA SUPERMARKETS”
We don’t need to tell you that your bank details are at risk of being stolen every time you want to use plastic on the net. However, everyone knows that online shopping is a necessary part of 21st century life. The solution? The OPTIMUM Prepaid MasterCard®. It’s a MasterCard so you can spend at all your favourite places online, but there are none of your bank details stored on the card. You load it up with funds, and spend those funs in complete safety, wherever you want to. Just like a pay as you go phone, you load up your OPTIMUM Prepaid MasterCard card with money, and then you can spend anywhere you see the MasterCard acceptance mark (over 25 million places worldwide and online). You can withdraw money at ATMs in the UK or abroad, pay bills and shop online, all in complete safety. Your Optimum card doesn’t just provide peace of mind; it looks great in your wallet, you can take advantage of our free online account management services, and you can use it in the UK or on holiday, for a lower fee than many bank-issued debit cards. What’s more is the choice of tariff offered: you can pay as you go (99p per transaction) or pay a monthly management fee (£4.95 per month, all transactions in that month free). Apply today and enjoy the benefits of a living a prepaid life! |
“CREDIT CARD REFUSALS SOAR”
We all know the dilemma: you need plastic to buy anything in today’s society, but with the credit crunch all over the headlines, there’s less chance your bank will give you credit than ever before. You know you can look after your money and not get into debt, but the banks don’t. They used to be willing to lend to millions of people in this country, but all that’s changed in recent times. The OPTIMUM Prepaid MasterCard® is different. It’s perfect for responsible people like you who just want to be able to pay via plastic and enjoy the safety and convenience that offers, without the risk of building up any debt. Just like a pay as you go phone, you load up your OPTIMUM Prepaid MasterCard card with money, and then you can spend anywhere you see the MasterCard acceptance mark (over 25 million places worldwide and online). You can withdraw money at ATMs in the UK or abroad, pay bills and shop online, all in complete safety; there are no bank details linked to the Optimum card which fraudsters might steal. Your Optimum card doesn’t just provide peace of mind; it looks great in your wallet, you can take advantage of our free online account management services, and you can use it in the UK or on holiday, for a lower fee than many bank-issued debit cards. What’s more is the choice of tariff offered: you can pay as you go or pay monthly.
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Do you go abroad but worry about how safe your card is or how much they charge you for using your card abroad? Ever stopped to think about how much your bank charges you for using your card abroad? Because UK bank customers have got used to free banking, many automatically assume they will not be charged for using their cards abroad, but this is not the case. Some banks charge customers for transactions at both ATMs and spending in shops, restaurants and bars. Most banks add a currency conversion charge ranging from 2.75% to 2.99% every time you use your debit card either to withdraw cash or to pay for goods directly. On top of that, most banks make a separate charge for withdrawing cash, and the majority now levy a fixed retail transaction charge each time you pay for goods or services. Debit card users taking out cash should also be aware that most cards have a minimum charge for all transactions. This means if you withdraw lots of small amounts you will be hit particularly hard. OPTIMUM pay monthly is different:
When it comes to using credit cards, most levy a foreign usage charge - typically 2.75% but as much as 3% in some cases - for both purchases and cash transactions. Taking cash out on your credit card is never advisable, as you will be charged the interest from day one. On top of this, you will be charged a handling fee, as well as the foreign usage charge if the cash is taken out abroad. Beat the banks and enjoy lower fees on your holidays this year with the OPTIMUM Prepaid MasterCard – the safe way to spend in the UK or abroad.
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