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Want some plastic to be able to shop online? But got
lousy credit or no bank account? |
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Because Chiltern really does make a manageable molehill out of your debt mountain by... * Reducing your debts to one monthly payment you REALLY can afford And you WON'T have to sell your home. There's a good chance that we can reduce or freeze the interest on most, if not all of your... * Overdraft And we welcome anyone, including tenants. |
| Home collection loans |
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Secured loans |
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Unsecured loans |
We can help people with credit problems (such as CCJs, late payments, mortgage arrears, etc) as well as people who are self-employed and therefore are unable to prove their income. It is estimated that mortgage arrears, bad debts, credit problems, and CCJs will mean that one in four people will find it difficult to obtain a mortgage or remortgage from a traditional high-street lender. Clean Slate Mortgages aims to help these people find a suitable mortgage or remortgage by putting them in touch with one of our specialist mortgage consultants who have access to a range of mortgage products designed for people with credit problems.
Are you * over 18 |
In these difficult times many people are finding it harder and harder to pay their bills, here's some advice for anyome facing problems financially.
1. Rent, Mortgage, Utility and Council tax should be paid first.
2. If you can't pay always tell them.
Tell them sooner rather than later
3. If you have credit cards try and get them to freeze the interest and organise
a payment plan.
4. Sell non essential items on ebay to raise cash
5. Go through all your finances and work out where you can make savings....mobile
phone etc.
If the Baliffs do pay you visit
1. You have the right to refuse entry, allow them into you home once will mean that they can legally brake into your house the next time.
2. They may try and force there way in if you open the door to them, if this happens you have the right to stand your ground and use equal force to remove them....if this happens call the police and file breach of the peace.
3. Don't leave windows or doors open, they have the right to gain access through an open door or window.
4. If you own a car then they can clamp this and mark it for payment of debt.
5. Keep calm and make it clear that they will not get any money as you don't
have any....Balliffs have to report back to a court if they feel that the claimant
is unable to pay.
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