What if I have bad credit? Can I still get a loan?
If you want a small short term loan then this is available easily from Provident
Financial - you can apply online for a cash loans from £50 to £500
Provident Financial - Provident
Financial
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Provident Personal Credit - who are they?They are an established and respected home credit company who have been working in hundreds of local communities since 1880 They offer small unsecured loans with affordable repayments |
| Sometimes their customers will have poor credit ratings, perhaps with CCJ’s against their names. Many of their customers simply like the lack of hidden charges and the face to face service that they offer. How many customers do they have? 1.4 million customers across the UK and Ireland. |
| Will I be in an area covered by Provident Personal Credit? Almost certainly! They have 10,000 agents nationwide who deliver a friendly door to door service to our customers every week. |
| I only want to borrow a small amount - will they lend me just a small sum? Their average loan to our customers is just £300. |
New Customers -are offered loans up to £500 There's no pressure to borrow more - Because agents visit their customers each week, they know their circumstances and can assess their ability to take on a loan and make the repayments. Our agents receive commission based on how much they collect, not how much they lend. So they won’t offer more than customers can afford to repay. |
| Home collected credit is a friendly, personal service, providing small
loans with affordable repayments, collected by an agent every week from
our customers’ homes. There are no hidden charges or late payment fees and the amount agreed with our agent will never increase. |
loans can be taken out in a variety of ways, depending on what suits you:• Cash loans – simple unsecured loans from £50-£500,
with simple repayments |